DeFi, short for Decentralized Finance, is one of the most popular blockchain concepts. At 01, we think that as an integral part of financial systems, the bottom line for any DeFi product is to achieve the same level of security, stability, and trust-effectiveness as classic financial services; on top of that, building an autonomous, trustless, and inclusive system is always the stretch goal. On the other hand, DeFi products at its status quo still suffer from issues ranging from attacks both at protocol and infrastructure level to limited options on collateral assets, below-average user experience, and underperforming infrastructure. Therefore, DeFi is still largely embraced by exclusive circles of asset owners.